Planning for your retirement is vital. We can advise you throughout your different life stages, whether it be starting your first pension, consolidating different pension plans together or deciding on what options to take when you want to start drawing an income from your plans. The options can feel daunting and overwhelming, but we can advise you on the best solution for you as an individual.

We specialise in the later life lending market for those aged 55 or over. This can be in the form or a traditional mortgage, a retirement interest only mortgage or a lifetime mortgage via equity release. Lending may be to release equity in your existing home, pay off an existing interest only mortgage coming to the end of its term, or a new loan to purchase a new property.

We offer a full range of different investment strategies tailored to you as an individual and seek to make your investment portfolio as tax efficient as possible. We take the time to fully understand your attitude to investment risk, your time horizon, whether you are looking for income or growth from your investments or a combination of the two.

Protection planning encompasses a wide range of products including life insurance, critical illness cover and income protection insurance, for when life doesn’t go to plan. The future is unknown, but preparing for if things don’t go to plan, provides peace of mind and financial security.

We offer a comprehensive Will and estate planning service and our dedicated estate planner can advise and guide you through the process of making your Will to ensure that those you wish to inherit your estate do so. Where appropriate lifetime and or Will Trusts may be incorporated within the planning to ensure the desired outcome. We also advise on the establishment of Lasting Powers of Attorney.